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Without prejudice to Bank’s rights at any time to take the appropriate legal action, the Bank may charge fees for any returned unpaid cheque drawn by the Cardholder in full or partial payment of the excellent amount. The Bank shall be entitled at its sole discretion to vary the speed of method of calculation of the annual charges, finance charges, the required Minimum Amount Due and/or late payment costs or some other costs. These transactions could embody room, food or beverage costs, taxes, gas, insurance coverage, rental charges, harm to rental vehicles, parking tickets and different traffic violations, and goods and companies bought aboard a Cruise Line vessel. A Merchant may process delayed or amended charges if the Cardholder has consented to be answerable for delayed or amended charges for a Hotel, Car Rental Company, or Cruise Line Transaction or any other transactions. [newline]The money advance payment and finance charge are non-refundable. The Bank at its sole discretion could reverse the partial or full amount. BRAC Bank Limited reserves the right to determine the credit score worthiness of the Applicant time to time by acquiring credit bureau report and such other stories as it might deem necessary and decline to concern a Card to any Applicant at its sole discretion.
The web site runs various promotions as well as a loyalty scheme to reward long-term gamers in addition to newcomers, comps. These complaints might be resolved as per the coverage of respective fee network (Visa/ Mastercard) and the decision of the fee network shall be thought-about as ultimate. The Bank can’t be held liable for setting claims emanating from this scheme or for the approval or rejection of any claim. In connection with the particular discounts/offers made by the respective Merchants, the Bank does not maintain out any guarantee or make any representation of the delivery, quality, design, specs or otherwise set out in respect of those offers. Also, these products/services are subject to availability and might be allotted on a primary come, first server foundation. All cards, which wouldn’t have any payments pending for over a month or extra, might be renewed mechanically.
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« Insurance Company » means insurance coverage firm as may be decided by BRAC Bank Limited, once in a while. « Company » means a company as outlined within the Companies Act 1994, as amended every so often. « Cash-Limit » means the utmost amount of money or equivalent of cash as outlined or prescribed by BRAC Bank Limited, that the Credit Cardholder can use his/her Card Account.
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In certain cases, subject to its sole discretion, BRAC Bank Limited could require the Cardholder to contact the Bank’s 24-hour Call Center to authenticate the transaction before approving it and charging it to the Card Account. The Cardholder undertakes to behave in good faith at all times in relation to all dealings between the Card and the Bank. The Cardholder shall always be positive that the Card is stored in a safe place and can train each potential care to forestall the Card from being lost or stolen.
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In the event the identical is not acquired in a sealed envelope, the Cardholder shall contact a BRAC Bank department or the BRAC Bank 24-Hour Call Center. The PIN offers entry to the Card Account and the Cardholder accepts the solely real accountability to be used, confidentiality and safety of the PIN, as properly as for all orders and information adjustments entered into the Card Account using such PIN. The Cardholder shall not record the PIN in any type so as to facilitate the PIN coming to the data of a 3rd celebration. BRAC Bank is authorized by the Cardholder for finishing up transactions and instructions authenticated by the PIN and shall not revoke the identical.
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« Current Balance » means the whole debit balance which shall be debited to the Card Account excellent on the Card Account payable to the Bank based on the Bank’s data on the date the Statement of Account is issued. « Card » means the Credit Card issued by the BRAC Bank Limited on the idea of application made by the Cardholder underneath the name of VISA, MasterCard or JCB and likewise includes Primary, Supplementary/Additional and Replacement/Re-issued Cards. « Bangladesh Bank » means the central bank of Bangladesh established beneath the Bangladesh Bank Order (P.O. 52 of 1972) and consists of its successors and assignees. Definitions & Interpretation « Applicant » means one who has/have applied for a Card to BRAC Bank Limited.
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